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Lemonade Insure

Personal legal liability cover

If you're held legally responsible for injuring someone, or for damaging their property, the claim against you can be large. Personal legal liability covers what you're liable to pay, up to R2 500 000. It's added for each home whose contents or building you insure, and you can add it to any policy.

On your quote and policy schedule this cover is called “Personal Legal Liability”.

Added with your home cover; it isn’t bought on its own.

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Underwritten by New National Assurance Company Limited

What’s covered

  • What you're legally liable to pay other people for accidental death or bodily injury
  • What you're legally liable to pay for loss of or damage to other people's property
  • Cover up to R2 500 000

Good to know

  • It's ticked for you for each home with contents or building cover; with other cover, tick it if you want it. Change it any time.
  • Car, contents and buildings cover each carry their own liability; this covers you more widely, in your personal life.
  • It doesn't cover liability from your work or business, from vehicles, or towards the people you live with.
  • The full terms and exclusions are in New National's official policy wording.

These are the highlights. The full cover, limits, conditions and exclusions are in the official policy wording issued by the insurer, New National Assurance Company Limited, read together with your policy schedule. Your quotation and every policy document link to it.

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